About Black Oak Homes & Mortgages

Black Oak Homes & Mortgages is a full service real estate and mortgage brokerage based in Solvang, California. We help clients buy, sell, and refinance homes throughout the Santa Ynez Valley and Santa Barbara County. Our team includes Cris Lapp, a dual licensed broker and lender; Melissa Krantz, a real estate and staging specialist; and Dan Ferguson, a land use and development consultant. Together, we provide real estate help that combines property expertise, finance strategy, and local insight in one place.

Founded in 1989, Black Oak delivers transparent advice, fast communication, and results that protect long term value. We proudly serve clients from Los Alamos to Montecito, offering deep local knowledge of Solvang, Santa Ynez, Los Olivos, Ballard, Buellton, and Foxen Canyon. Our clients rely on us for honest guidance, strong negotiation, and seamless transactions backed by 30 years of experience.

At Black Oak, home isn’t just a transaction — it’s the foundation for your future. And we’re here to help you build it, beautifully.